Ping An Bank Credit Card Center has launched a free inter-bank automatic repayment service. Holders of Ping An Credit Card can not only apply for repayment in connection with Ping An Active Card account, but also make automatic repayment in connection with 16 debit cards of other banks such as Shenzhen Development Bank, Agricultural Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, Minsheng, Xingye, CITIC and Bank of China. Among them, cooperation with Shenzhen Development Bank, ICBC, Agricultural Bank of China, China Construction Bank and Bank of Communications has been extended to the whole country.

Log in to Ping An Online Bank, click "Automatic Repayment Settings" in "Repayment Management" and follow the prompts to set automatic deduction (SDB debit cards are not supported at present). Or call Ping An customer service hotline directly, and the staff will help to open it (Bank of Communications debit card is not supported for the time being). Usually, the binding will take effect within 3 working days after the cardholder applies. After that, every month, as long as there is enough balance in the bound debit card, the system will automatically deduct money from it to repay the outstanding amount in the current bill. There is no need for the cardholder to do anything, and the cardholder can also receive a short message prompt after the transfer repayment is successful. If the cardholder wants to repay in advance, it is recommended to do so three working days before the due repayment date to avoid repeated deduction by the system.

When applying, the cardholder can freely choose the full repayment or the minimum repayment method. Customers are generally advised to choose the former, because the latter will not affect their credit, but will generate interest, which is more expensive for cardholders.