if you don't agree, they won't adjust the quota for you privately, so it's only with your own consent.

if Minsheng bank sends a message inviting customers to authorize it to provide the credit adjustment service voluntarily, it is suggested that customers agree, so that it is convenient for Minsheng bank to take the initiative to withdraw the credit card amount for customers in the future, and there is no need to repeatedly consult customers and obtain the consent. Of course, customers also have the right to refuse, which will not bring any adverse effects, but may not be able to enjoy the line increase service initiated by the bank.

and you can rest assured that it is not agreed with the bank's authorization to adjust the quota, and the bank can reduce the quota from time to time. As long as customers spend more on credit cards, make good use of their cards and repay their loans on time, banks will not reduce the amount for no reason. Moreover, as long as customers have accumulated good consumption and repayment records, it will also help to improve the card quota.

Generally, this kind of authorization information is sent only after Minsheng Bank voluntarily raises the amount for the customer. After the customer agrees, Minsheng Bank should raise the amount. Of course, most of the customers who received this kind of information are high-quality customers, who have always maintained a good personal credit in the process of credit card consumption and repayment, and there have been no bad behaviors such as overdue and cash withdrawal.