The conditions for handling the credit card of China Everbright Bank are as follows: To apply for the credit card of China Everbright Bank, you must be at least 18 years old (inclusive) to 65 years old, have full capacity for civil conduct, have a stable and legal income source and have a good personal credit record before you can apply; The main cardholder can apply for supplementary cards for eligible children or parents, and the supplementary card applicant must be at least 12 years old.
Under normal circumstances, credit cards will not be automatically cancelled when they expire. You can cancel it at the bank or call customer service.
Credit cards are usually valid for three or five years. The validity period is generally printed under the card number on the front of the card. These are four numbers, separated by/. The first number is the month, and the last number is the year. Let's take, for example, 10/ 19, which means that the card will be invalid at the end of this month. If the cardholder fails to open a credit card before its expiration date, the credit card will be invalid.
If the cardholder wants to cancel this card, he/she can bring his/her ID card and credit card, go to the bank counter, fill out the application form for cancellation of credit card, and apply for cancellation of credit card when the credit card is in arrears. It should be noted that before canceling the credit card, you must first pay off the arrears in the card and stop using the credit card, and then wait 45 days before you can officially cancel it. After the official cancellation, you can destroy the card.