1. Counter inquiry. Cardholders can bring the original and photocopy of their valid identity documents and fill out the "Personal Credit Report Inquiry Application Form". However, it should be noted that this method is limited to personal queries.

2. Self-service inquiry: the cardholder carries his second-generation ID card, and the self-service inquiry of personal credit information business is limited to himself, and only various versions can be vaguely inquired every day.

3. The credit card rating platform of WeChat rating card is very simple and convenient. This official WeChat account can help cardholders understand their credit card usage details in multiple dimensions, including overdue record inquiry, credit card risk score, credit card withdrawal probability analysis, credit card consumption statistics, credit card merchant analysis, and overseas credit card records. Cardholders can check their credit card risks through the credit card risk classification section. The higher the risk, the more likely the cardholder's credit card will be blacklisted. At this time, it is expected to avoid this situation by standardizing the use of cards.