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Has anyone ever used the Agricultural Bank of China’s Golden Harvest World Credit Card? No currency conversion fees

The Golden Harvest World Credit Card enjoys "0" currency conversion fee discount for consumption and cash withdrawal in any currency and any channel around the world, as well as comprehensive domestic and overseas shopping and leisure, business travel, study abroad services, overseas shopping discounts, etc. Privilege, suitable for global travel, study abroad and overseas shopping. The annual fee is waived in the first year of applying for the card, and the annual fee for the following year is waived if five transactions are made in the same year.

Card holders enjoy zero currency conversion fee when spending and withdrawing cash in any currency and through any channels around the world, saving you 1.5

Card holders can use any currency at home and abroad in any currency. Transactions and bills are automatically converted to RMB for repayment. You can also choose to repay directly in foreign currency (Euro). The repayment method is flexible and convenient.