1. Call the official customer service to apply for a quota increase.

If users want to increase the credit limit of Shanghai Pudong Development Bank, they need to do the following: maintain a good credit record and consumption record; the consumption needs to be diversified; the monthly credit card consumption should only use about 80 of the credit card credit limit; Take the initiative to apply for a quota increase and submit additional proof of financial resources; handle deposits, financial management and other services at the bank.

2. Methods to increase credit card limit

1. The first method is to increase the limit based on the number of times.

What does this mean? It means that we have to use credit cards frequently. No matter how big or small the amount is, we will definitely use the card to make purchases wherever we can. That is to say, from the billing date to the next During each billing day, we make multiple purchases, regardless of the amount, as long as they are consumed.

2. The second type is to raise the amount based on the winning amount.

The bills generated every month, that is to say, from this bill date to the next bill date, the amount we consume must be more than 30 of the total amount. For example, if we have a credit card worth 10,000 yuan, our consumption must be more than 3,000 yuan during this billing period.

3. The third type is temporary quota increase.

Because some people need to increase their quota in the short term during holidays, tourism, or business trips, they can increase their temporary quota. This temporary limit is usually approved for you relatively easily. I believe many of you have increased the temporary limit. As for this temporary limit, some banks will send you text messages to ask you to increase the temporary limit, but the temporary limit is used There is a certain time limit, usually between one and three months. Therefore, after the temporary quota is used up, the bank will deduct this temporary quota the day before your expiration date, allowing many of our users to When using a 30-70 credit card, because the temporary limit was increased at that time, this is a misunderstanding, because although the credit card limit has increased, the temporary limit has a time limit. After you take out the money, three months later , this temporary limit will be cancelled. At this time, you owe the bank that part of the temporary limit, so it is not recommended that you use the method of raising the temporary limit if you do not know how to use or cannot use your credit card correctly.