The judicial freezing of bank cards refers to the freezing and seizure of bank cards by judicial authorities due to various reasons. It is often a measure taken by the person involved in civil disputes, illegal transactions, being sued to the court or after a court judgment, applying for preservation or execution by the court, and often the limit is frozen.

There are two situations:

1. Money owed to financial institutions or individuals will be frozen. The court can directly transfer all the cash in the bank card under the person's name and pay it to the creditor or other institution.

2. If the bank card is included in the list of dishonest persons subject to enforcement due to credit reasons, the bank card will not be frozen. But it has a big impact.

Bank card fraud mainly takes the following forms:

Criminals use various means, such as the Internet, mobile phone text messages, etc., to defraud cardholders’ account numbers and passwords, causing cardholders to , the card issuer’s capital loss. The main methods are:

Opening fake bank websites or fake shopping websites

Using computer viruses to commit fraud

Using SMS mass senders to send fake messages to unspecified social groups Information

Install a miniature camera device directly on the ATM machine, or use a high-powered telescope to peek not far from the ATM machine

Learn customers to enter personal information and steal customers through fake phone banking bank card account number and password.

Counterfeit card fraud.

Counterfeit card fraud, also known as card cloning fraud, refers to criminals using various means such as peeping, video recording, recording magnetic card information, and installing fake card swiping equipment to steal card numbers and passwords, and then create counterfeit cards, and then Use counterfeit cards to make purchases or withdraw cash.

Carry out fraud in the name of applying for bank overdraft credit card.

Scamming cards at ATM machines.

Criminals play tricks on automatic teller machines, trying to make the withdrawer's bank card be "swallowed" after inserting it into the ATM machine, and then use various means to defraud the password. When the customer left, the suspect quickly pulled the "swallowed" bank card out of the ATM machine and stole the funds. Therefore, you should pay attention to avoid unnecessary losses in your daily life.

I hope the above content will be helpful to you. If you still have any questions, please consult a professional lawyer.

Legal basis:

"Civil Procedure Law of the People's Republic of China"

Article 242 The person subject to execution fails to comply with the execution notice To perform the obligations specified in legal documents, the People's Court has the right to inquire from relevant units about the deposits, bonds, stocks, fund shares and other property status of the person subject to execution. The People's Court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform. When the people's court decides to seize, freeze, transfer or change property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

Article 243 If the person subject to execution fails to perform the obligations determined in the legal document in accordance with the execution notice, the people's court has the right to withhold and withdraw the income of the person subject to execution that should fulfill the obligations. However, the necessary living expenses of the person subject to execution and his dependent family members shall be retained. When the people's court withholds or withdraws income, it shall make a ruling and issue a notice of assistance in enforcement, which must be handled by the person's unit, banks, credit cooperatives and other units with savings business.