Cash installment application method:
Telephone application
① Cardholders can call Ping An Bank Credit Card Center to transfer to manual customer service;
② The cardholder applies to the customer service staff for cash installment;
③ The cardholder chooses the installment number, installment amount, debit card account number and loan reason.
Online banking application
① The cardholder logs in to official website of Ping An Bank and chooses to handle cash installment;
② The cardholder chooses the installment number, installment amount, debit card account number and loan reason;
③ The cardholder can complete the application by entering the dynamic password and the cash withdrawal password.
CCB's credit cards are divided into cash installments. After using cash, can I still spend the credit card money? It depends on whether there are any places left.
The unpaid amount of the cash installment occupies the quota. If your line is paid in full by cash installments, the card will not be used until your first repayment, and the available line will gradually recover with each repayment. If there is an available quota, you can continue to spend by credit card.
If the quota is not fully used for cash installment, spend as much as you have left.
Why can't CCB's credit card be used 1 in installments? The minimum amount for applying for installment payment of CCB bills is 500 yuan RMB, and the maximum amount does not exceed 90% of the total RMB consumption in the issued bills (excluding cash withdrawal, installment payment and other transactions stipulated by the Bank).
2. Application for bill installment: it can be processed from the day after the bill date to the day before the final repayment date.
Can CCB handle credit card cash installment for up to 3 times? There is no maximum number of applications, and the cash installment amount is the same as the fixed amount of the credit card. For example, if your fixed amount is 65,438+00,000 yuan, then the maximum amount of cash installment you can apply for is 65,438+00,000 yuan. It doesn't matter how many times you apply, as long as it doesn't exceed the total amount. In addition, because there is repayment every month, the available amount will recover a little, so the amount of installment that can be applied for every month will also change.
Does the unpaid credit card of CCB affect the cash installment? Hello, the answer is as follows:
Bad credit records refer to bad credit records generated in the credit information system of China Bank due to malicious overdraft, credit line default and other reasons. All banks refer to the credit information system when issuing loans and credit cards, which is personal information disclosed to banks.
Credit records are generated once a month, and China Bank will automatically keep the credit records for 24 months. What it keeps is the repayment situation this month, not the repayment process, but actually the repayment result. The repayment details can only be found in the bank, but not in the credit information system. The bank will only submit the "results" to the Bank of China.
As long as you repay on time, other banks can see your good record in the last two years, which is very beneficial for future loans.
I hope I can help you and adopt it.
Will CCB check the voucher after the credit card cash installment? CCB will not check your installment payment. What they are most concerned about is how much you have contributed to CCB. Staging is a way to make them profitable. They won't check. Only if you don't let them make money and always spend a lot of money will they lower your quota. If you complain, you need to take out the invoice.
Does CCB need to provide proof of consumption for cash installment of credit cards? Friendly reminder: the bank requires the cardholder to keep the transaction voucher, contract or invoice consistent with the application purpose, and the bank has the right to access the consumption voucher at any time.
There is no limit to the number of times that CCB credit card cash installment can be processed at the same time.
But you must have enough available fixed amount, and there is no need to handle multiple installments, because the cash installment fee is charged according to a certain proportion of the installment amount.
Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his own dragon card and repay it in installments. After the approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay the money every month within the agreed time limit and pay a certain fee. This business can be applied in CCB online banking, Shanrong business, ATM, mobile banking and other channels. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder, and the accumulated amount shall not exceed RMB 50,000. After you apply, CCB will independently review the cash installment application and decide whether to approve the installment amount and the amount. You can freely choose 3, 6, 12, 18 and 24 installments for cash, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75% and 0.75% respectively (note: monthly fee = total installment amount * fee rate, that is, it will be.
Can CCB's credit card be used without money? If the credit card has no limit, it cannot be used.
It is suggested that the landlord should either pay back the money before using it, or consider applying for a temporary quota of CCB.
There are several ways to apply, and the landlord can choose the one that suits him.
First, the telephone self-service voice
Second, online banking-credit card-credit card quota adjustment.
Third, SMS adjustment, the landlord uses the mobile phone number reserved in his home system to edit the SMS "the amount to be adjusted is the last four digits of CCTE# card number" to 95533. (For example, the landlord now has a fixed quota of 10000 and wants to adjust it to a temporary quota of 15000 with a card number of 8888, then edit the short message "ccte # 8888 # 15000". ) If you apply by SMS, the default time for the temporary quota is 2 months.
If the landlord has other questions, you can ask.
Can I apply for cash installment payment without CCB credit card? Of course not. If you want to apply for cash installment, you must have a CCB credit card first. How else can I apply? In fact, it is easy to understand that applying for cash installment means applying within your credit card limit, so the premise is that you can apply for a credit card that meets the requirements. If you don't meet the requirements of the joint card, it is even more impossible to give you the installment quota.