This is what I found on the CCB website. During the event, the handling fee for A4L 12 and 18 periods is free, and the handling fee for 36 periods is 6.5. However, the time has passed. I will ask you if there are still discounts. The local dealer. Log in to the CCB credit card homepage, select "Instalment Payment" - "Car Purchase Installment" - "Cooperating Dealer" to find the local cooperative dealer. You can know the latest rate situation by asking the dealer directly.