There is no handling fee for the overpayment of debit cards from CITIC to other banks, and the handling fee is charged according to the following standards:

1, the transfer amount is less than 1 ten thousand yuan (including 1 ten thousand yuan), and each charge is RMB 5.5 yuan.

2. Transfer amount 1-65438+ ten thousand yuan (including 65438+ ten thousand yuan), and each charge 10.5 yuan.

3. The transfer amount is more than 6,543,800 yuan, and each charge is 654.38+ 05.5 yuan. Each account is limited to 5 times a month, and the single withdrawal limit is 500,000 yuan.

Note: If the repayment is excessive, the money is still in the credit card, but there is no interest.

In addition, more money can also be used as available consumption, and there is no need to repay this part of the money.