1. How to calculate the installment interest for buying a car?

The calculation of interest rate for installment car purchase:

1. The original car price is about 90,000, and the down payment is 30%, that is, the down payment for the car body is 27,000, and the loan is 63,000, but this is only the down payment for the car body. , the actual payment is not only 27,000, but also various other fees;

2. Roughly, the purchase tax of the car = car purchase price / (117%) × purchase tax rate (10%) = about 7,700, The basic cost of buying a car with a loan in the first year of insurance is about 6,000, and then it will cost about 1,500 to see if you can entrust the store to get the license plate, plus the loan handling fee of about 2,000. Therefore, with a down payment of 30%, The total down payment is about 27000770050020006000=43700;

3. The interest rate is 9 points, and the interest for one year is 630000.09=5670. In this way, the interest for three years is 56703=17010 yuan;

4 , the total vehicle price is 437006300017010=120800 yuan.

The down payment generally starts at 30%, and the loan period ranges from 3 months to 3 years. There is no interest for buying a car in installments. They are called handling fees. If there is an activity, it must be within the specified period. There is no handling fee, and the high-end handling fee is about 6% per year (for a loan of 100,000, it is 6,000 in 1 year, 12,000 in 2 years, and 18,000 in 3 years).

Based on a three-year down payment of 30%, the basic taxes and fees (including purchase surcharge, license plate, etc.) are 7,835 yuan; the insurance is commercial full insurance, which is 4,181 yuan; the total cost of purchasing a car is 88,083; the down payment is 33,377 yuan; the total loan amount is 49,840 yuan; it is repaid in 36 months, with a monthly repayment of 1,519.62 yuan; the total interest required is 4,866.29 yuan; the total principal and interest is 54,706.29 yuan.

2. Buy a car with a mortgage of 6,000 yuan and pay it off in 18 months. How much is the monthly payment?

Lz can be bought with a loan from Dongfeng Nissan Financial. When I bought Teana That's right. They not only provide mortgage loans for Dongfeng Nissan models, but also for Infiniti. I calculated using a formula. The down payment of 20% for the ex25 fashion version of 609,000 is just over 12,000. For the next 5 years of loan, the monthly repayment is only a little over 1,000, which is much less stressful than a two-year credit card, and there is no charge. Handling fee. You can ask when you go to the 4S store to look at the car. I wish you can drive an Infiniti as soon as possible!

3. How much is the mortgage repayment in the 18th month?

Hello. It is recommended that you go to the physical store to consult with the salesperson or the staff of the installment company

4. If you pay off 6,000 yuan for a car in ten months, how much will you pay every month

The loan amount is 6 Thousand yuan

The loan period is 10 months

If the annual interest rate of the loan is 4.9%

Equal repayment of principal and interest

The total repayment is 6,135.57 yuan

Total interest is 135.57 yuan

Monthly repayment is 613.56 yuan