Credit cards that can be applied for without an employer include student credit cards and supplementary cards.

Supplementary information:

For conventional credit cards, the application information must be filled in with the employer. You only need your ID card, student ID and other information to apply for a student credit card. You do not need to have an employer during this period. The conditions for applying for an additional card are simpler. As long as the main cardholder agrees, you can apply for an additional card.

Therefore, if a user wants to apply for an ordinary credit card, he must have an employer. Without an employer, he cannot apply for an ordinary credit card.

Extended information:

1. The credit card application conditions of major banks mainly require applicants to provide the following three types of information.

1. Identity documents

(1) Domestic persons: a copy of the applicant’s ID card or military officer’s certificate;

(2) Overseas persons: Hong Kong, Macao and Taiwan Compatriots must provide a copy of their pass, and other foreigners must provide a copy of their passport.

2. Work certificate stamped with the company’s official seal or a copy of the work permit;

3. Financial certificate: the original income certificate issued by the company, or the original bank deposit certificate, or A copy of the salary record issued by the bank showing the applicant's name, or a copy of the income tax withholding certificate, or a copy of the self-owned real estate certificate.

2. Credit card cancellation method:

1. The simplest way: cancel by phone

It is very easy to cancel by calling the official customer service of the bank, but the premise is There is no record of owing money on your credit card

2. The safest way is to report the loss first and then cancel it

Because many banks have credit card regulations that stipulate that if a credit card is lost, The cardholder shall be responsible for the losses caused before the loss is reported, and shall not be borne by the cardholder for the losses caused after the loss report takes effect.

3. Cancel a credit card in another place

Sometimes because you are on a business trip or dealing with other matters in a different place, can the credit card be canceled at this time? Of course, the bill on your card will be If you want to pay it off, or if you don't have any other business, you can just do it through phone banking.

4. Cancel the card at the designated location

There are also a few banks that require you to cancel the credit card at the designated location. It should be noted that after going to the designated location to cancel the credit card, it is best to call to confirm. Whether the card cancellation was successful.