Hello, if you don't want to use your credit card, you can cancel it After paying off all debts, you can apply for account cancellation by phone or go directly to the bank counter. If you need a small loan, it is recommended to spend it with money. "Qianhua" is the original Baidu financial credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" on June 20 18), which has the characteristics of simple application, fast loan lending, flexible loan repayment, transparent interest expenses and strong security. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure immediately! The maximum loanable amount is 200,000.