Credit cards can be repaid in advance at the counter, online banking or self-service equipment. If you want to pay in advance, you can deposit the money in your credit card. On the repayment date, the credit card will automatically deduct the money.

But credit card prepayment is not recommended. Because the credit card has an interest-free period, you don't need to pay interest on the overdraft amount when you repay the loan within the interest-free period of the credit card (that is, before the repayment date). During this period, you can get benefits from financial management, which is much more cost-effective than prepayment.

This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Qianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.