The overdue amount and time of credit cards will be timely, objectively and truly reflected in the personal credit database of the People's Bank of China, and will be used by commercial banks and other legally authorized institutions in the form of personal credit reports.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.