1. Call the customer service phone of China Everbright Bank in time and report the loss of the credit card orally;
2. Go to the nearest counter of China Everbright Bank with your ID card, check the credit card bill and repay the credit card bill in full and on time;
Third, cancel the credit card after repayment.
The following points illustrate the relevant precautions for using credit cards:
First, the consumption before the monthly bill date can be paid off before the sunrise bill of the month and the first repayment date after the bill date, and you can enjoy interest-free treatment;
Second, the consumption after the monthly bill can be paid off before the sunrise bill next month and before the first repayment date after the bill next month, and you can enjoy interest-free treatment;
There is no interest-free period for credit card withdrawal. From the date of cash withdrawal, the interest of 0.5 ‰ of the cash withdrawal amount will be deducted every day until it is paid off. It is not recommended to withdraw cash by credit card.
4. The repayment date of the credit card is the final repayment date. You can repay any day before, and you can repay many times. But even if it is overdue after the repayment date, it may affect personal credit, so it is necessary to repay it in time.