Are Lehua Card and credit card the same thing?

Not the same thing. Lehua Card is a prepaid card that can be used to pay for goods or services without using cash. A credit card is a credit transaction tool that helps consumers make transactions without cash. There are big differences between them, so they cannot be said to be the same thing. Is Lehua Card a credit card (credit card)?

Lehua Card is not a credit card (debit card), but a consumer credit loan product jointly launched by Finqi Lehua and cooperative banks. After customers open the Lehua Card, they will receive an electronic bank account, which will The card number of the bank's electronic account is added to WeChat and Alipay, and then customers can use it in consumption scenarios such as WeChat and Alipay.

It should be noted that the Lehua Card uses the loan limit of Fenqile, not the shopping limit. If there is no loan limit in the customer's installment account, the customer cannot use the Lehua card to place orders. Are Lehua Card and credit card the same thing?

Lehua Card is almost the same as a credit card, except that Lehua Card consumption is better. Credit cards cannot be used for transfers and red envelopes, but Lehua Card can