Secondly, the cardholder can call the customer service phone of the bank to apply for cancellation of the credit card. It takes about 30-45 days to successfully cancel the card after the general bank accepts it.
After 45 days, the applicant needs to check the cancellation result of the credit card by himself. If the cancellation is completed, the cardholder can destroy the waste card to avoid theft.
Extended data:
Precautions:
There are two differences in canceling a credit card: "card withdrawal" and "account cancellation". Zhongxin plays cards to remind users that card withdrawal means that this credit card is invalid and the bank still leaves your loan account in the bank. If you want to apply for another Zhang Zhongxin Bank credit card in the future, the bank can activate your account and issue you a new card. "Account cancellation" refers to the cancellation of all the loan accounts of the applicant in the bank. If the user wants to change the card in the future, he can resubmit the application.
In the past, some users did not cancel their accounts after canceling their cards, resulting in an annual fee, which led to the overdue credit information of the card owner. In view of this situation, I suggest that you can check whether your card has been successfully cancelled and whether there is any card fee left after one or two months of cancellation.