I will know immediately what the limit of CITIC Credit Card is

Credit card limit is one of the most basic features of a credit card. When people talk about a credit card, the issue they are most concerned about is What is its overdraft limit? In the past few days, I have received many inquiries from cardholders of CITIC Bank about the limit of CITIC Credit Card. Let me tell you about it below.

CITIC Bank Credit Card Limit Division

CITIC Credit Card is divided into three card types: regular card, gold card, and platinum card based on different limits, rights and other aspects. The limits are:< /p>

1. CITIC Credit Card regular card 3,000-10,000 yuan;

2. CITIC Credit Card gold card 10,000-50,000 yuan;

3. CITIC Credit Card Platinum card 30,000 yuan Above, there is no upper limit.

Among them, the Platinum Card limit is based on 30,000 yuan, which is determined by the bank after reviewing all aspects of the user. For cardholders with good qualifications, the limit may even reach hundreds of thousands.

After introducing the limit of CITIC Credit Card, I will give you some tips on how to increase the limit of CITIC Credit Card.

Methods to increase CITIC credit card limit

1. Pay more attention to catering and entertainment merchants;

2. Install some transactions worth around a thousand yuan;

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3. Provide large bank deposits, houses, cars and other information to the bank that can prove your economic reality;

4. Bind your credit card to a CITIC Bank savings card.

In addition to the above points, the specific way to apply for a credit limit increase is to call the customer service of CITIC Bank and indicate that you want to apply for a credit card limit increase.

The above is the answer to the question of what is the credit limit of CITIC Bank. I believe that card friends already have a basic understanding of the classification standards of CITIC Bank credit card limits. If you want to increase your credit card limit, You can also use the method provided for everyone.

What is the general limit of a CITIC credit card?

Credit cards from China Merchants Bank, Everbright and Ping An Bank are relatively easy to apply for.

Supplementary information:

It is very simple to apply for credit cards from China Merchants Bank, China Everbright, and Ping An. All you need is your work badge, medical insurance card, and ID card. China Merchants Bank can also directly apply and fill in the information on the official credit card website, and the bank will send the credit card after verification. In terms of quotas, these three will also be higher than the four major state-owned banks.

Extended information:

1. The application conditions for China Merchants Bank credit card are:

1. The applicant is between 18 and 60 years old and has Chinese nationality.

2. Applicants must have a relatively stable job and income, with an average monthly income of no less than 3,000 yuan.

3. The applicant must provide the bank statement of the salary card and the list of personal social security accounts for the past 6 months. If you have a car or a house, you can also provide a real estate certificate and a car driving license.

4. Applicants must have a fixed place of residence and be able to provide proof of permanent residence, daily payment receipts, etc.

5. Applicants must have good personal credit.

As we all know, the requirements for applying for a credit card from China Merchants Bank are that you are over 18 years old, have a stable job and income, have a qualified personal credit report, etc.

6. Applicants for China Merchants Bank credit cards must have certain financial ability and no bad credit record. Applicants should be between 18 and 60 years old (overseas applicants are between 25 and 60 years old).

2. Basic conditions for Everbright Bank credit card:

1. Credit card applicants must be between 18 and 65 years old (inclusive), have full capacity for civil conduct, and be legally stable Income and personal credit report in the People's Bank of China are in line with China Everbright Bank's card issuance conditions.

2. A valid original ID card must be provided upon request (including but not limited to domestic resident ID card, foreigner’s passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan residents, etc.).

What is the credit limit of CITIC Credit Card? Analysis of CITIC Credit Card Limit Issue

Many cardholders want to apply for a credit card, but they don’t know how much limit can be approved. I just want to know the limit of CITIC Credit Card and what factors will affect the credit card approval limit. Let me analyze these issues for you.

Question 1. What is the credit limit of CITIC Credit Card?

Answer:

The credit limit of CITIC Bank is generally within the range of 3,000 yuan to 50,000 yuan. The limit of gold card is slightly higher than that of regular card. Generally, the limit that gold card users can enjoy is 10,000 to 50,000 yuan. In addition, if a CITIC cardholder wants to withdraw cash using a credit card, the limit is 50% of the credit limit.

There are ways to increase the temporary limit of CITIC Bank credit card, but it will not last long. The method is as follows:

1. Call the bank's customer service hotline and apply to increase the temporary credit limit. The bank will review it based on your credit record and card usage and try to increase your limit.

2. You can also log in to the bank's credit card online banking, select "Main Card Limit Adjustment" in "Card Management", and apply to increase your temporary limit.

Question 2. What factors affect the CITIC credit card limit?

Answer:

The credit limit of CITIC Credit Card is not much different from that of other banks. The most fundamental thing is that it depends on the individual’s basic situation. Each bank has its own set of comprehensive scoring standards, and CITIC Bank is the same. The general situation is that the comprehensive score is based on the applicant's age, gender, singleness, local household registration, education level, workplace, position, income certificate, bank credit report, etc. The higher the score, the higher the quota will naturally be.

In addition, CITIC Bank has also made a rough division of credit card limits for applicants’ reference.

1. The credit limit of CITIC Bank’s regular card is generally between RMB 3,000-10,000.

2. The credit limit of CITIC Bank’s gold card is RMB 10,000-50,000. within the range of RMB.

3. The credit limit of CITIC Bank Platinum Card is generally more than 50,000 yuan.

4. The cash withdrawal limit of CITIC Bank credit card can reach up to 30% of the actual limit.

I would like to ask what is the general limit of a Bank of China credit card?

The CITIC Bank credit card limit is granted by the CITIC Bank Credit Card Center. Cardholders can swipe the card and make purchases within the credit limit

< p>Currently, CITIC Bank credit card limits generally range from 3,000 yuan to 50,000 yuan. The credit limit for CITIC regular cards is generally between 3,000 yuan and 10,000 yuan, and the credit limit for CITIC gold cards is between 10,000 and 50,000 yuan. The cash withdrawal limit of CITIC Credit Card is 50% of the actual limit.

After your credit card is approved, you can check your credit limit; you can check your credit card approval progress through the "CITIC Bank Credit Card Application Progress Query" system. If the result of the query shows "Your application has been approved, thank you for using CITIC Credit Card!", it means that your credit card has been approved and you can check your CITIC Bank credit card limit immediately.