Credit card: Generally speaking, there is an interest-free repayment period of 20-56 days from the day after credit card consumption. In the meantime, you can pay back the money slowly without worrying about bank dunning and interest.

But before the repayment date stipulated by the bank, if the cardholder does not have enough cash to pay all the arrears. You can pay one-tenth of the arrears, with the minimum payment plus interest. For example, if you spend 2000 yuan with a credit card, you must pay it back to 200 yuan at least at the bank before the repayment date!

Other questions related to your credit card can be consulted for free through the back of the card: mobile phone 400, landline 800.