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Personal summary of bank's overdue collection experience
At this moment, I feel a little relaxed. Because of the bank's collection, my parents have temporarily understood me these two days. They didn't force me to do anything again. From yesterday to this morning, they were in a state of collapse. The bank asked my dad to go to my village and my home first to find out about the situation. My dad called me and told me to leave him alone. Unexpectedly, the next morning, the conference directly called my village head, deputy village head and my uncle. My village chief called my dad and said that the bank said that your daughter owed money and asked someone to call the bank back. At this time, my parents were completely scared, and my father called me. This is also the beginning of my breakdown. My dad doesn't know much about this, so he thinks gathering is what he said. I told my dad that my dad wouldn't listen and didn't believe me, but we kept listening, gathering all kinds of things to scare him, teaching my dad to listen to him and hitting me step by step, because Ju knew that as long as my dad listened to him, he would first trap me at home, then scare my dad to pay back the money, and let my family borrow money from relatives to pay back the money from his bank. In this way, the purpose of his collection was achieved. My dad called me, and all kinds of threats were made on the phone, saying that my mother was scared to death at home because of this, and my mother was crazy. Let me I also argued with my dad on the phone for a long time. In the last two days, I was really forced by the collection and my family to have suicidal thoughts, which really pushed me to no avail. I cried for two days, and my friend advised me for a long time not to make me sad. After an afternoon of calm and thinking, I want to open a lot of doors, because now things have reached this point. No matter whether the money goes to my village or not, my father has to save face, which makes him very embarrassed. However, I can't get anything back at this point, so I will support them. I'm not afraid of anything. At 6 pm, the bank called me again. I told the bank, and I stopped crying. I said I couldn't pay back that much money for the time being. I talk to you about staging, and you don't agree. I said I have no money now, but I have a job every month. You didn't give me any room to say no directly, but asked me to return it all at once. I can't take out that much now, only this life is left. You want you to accept it, or you can send me to prison. what do you think? Do it. Didn't you threaten to go to my village and my home? All right. Go, go to my village, go to my home, and go through the judicial process. You can do whatever you want. I really support assembly, but assembly doesn't talk. After chatting for a while, the collection died. To tell the truth, after saying these words, I feel much happier and feel that I have really faced it. I have no scruples in my heart anymore, and I am not afraid of anything. To tell the truth, when I am really afraid of death, nothing can really knock me down. Because of this, not because of this money, I committed suicide all day yesterday. At that time, my family really forced me to do nothing, and the bank didn't give me any way to collect it. I have no choice in everything at home. Together, I really wanted to give up my life at that time. At that time, I only felt that giving up my life would free me from so much pain. My friends have been persuading me, and I am slowly getting through it, so I want to say 3360.

First of all, owing money is not shameful. As long as we try to get ashore, as long as people are still alive, we will stand up one day.

In addition, if you have no money to pay back, just tell the bank that you can't afford it for the time being. You have to give me time to earn money before I can pay you back. Although the bank will still give you all kinds of pressure to pay back the money, his purpose is to ask for money. You have no money to give it to him, and he says it's useless.

Besides, everyone knows the money I owe now. I was afraid they would know before, and I kept it a secret. Then there is overdue, whether it is a bank or an online loan. As soon as I was told that I was going to my home in the village, I got scared. I was worried for a long time. Finally, my dad also received many collection calls from banks and online loans. Every time my dad calls me and says that people call for money, I get scared. I'm afraid that's not a bank. I'm afraid my father can't accept such a daughter. I'm afraid my mother is at home. I

I'm not trying to teach you to borrow money and not pay it back. I just think that because there are too many overdue people who have the same experience as me, I came here like this. I just want you to keep a good attitude. Don't collapse. I hope your friend in debt has a good attitude. Only when you have a good attitude can you quickly out of the dark and earn money to pay off your debts. Come on!

Related Q&A: Related Q&A: Has anyone made a collection? How about making a collection now A friend of mine used to collect money. He belongs to the second step, calling for violent collection.

I was threatened because my relative owed a small loan before, and I specially consulted him about it.

He said general collection, the first wave is telephone collection, so I'll tell you.

The second wave is telephone violence collection, threats, insults, as well as your address book, making spokes, making leaflets and so on.

The third wave is direct door-to-door (belonging to the underworld), which is used less.

The income is almost the same, one is higher than the other. My friend can get 4000 to 5000 a month. He had a friend come to the door for the third time. Generally, the probability of collecting accounts at home is relatively high, so his friend's income is high, 20,000 to 30,000 yuan per month, but the high income is risky. If the other party calls the police, there is a risk of going to jail. Sometimes when he meets a triad society, the other side will fight violence with violence and risk being beaten.

Those who do the third wave have to work hard, and only those who are not afraid of things can do it.

He has been doing it for several years before, but since the previous year, many small loan bosses involved in the case have been arrested, and the business has been much less, earning two or three thousand a month.

It was not until the first half of last year that I started to do something else.

Including his colleagues who collect debts around him, most of his friends quit.

You'd better find a stable and serious job.

My friend did this before, and many of his relatives and friends didn't know about it. He said he was in sales outside, and he admitted it only when I asked him. I said something happened to my relatives, and I want to consult. Nothing else meant, so he told me.

I think it's better to run takeout, sell cars and houses, and send express delivery than to collect takeout!