1. Youth Black Card Product Introduction In 2013, a product called "Youth Black Card" was launched by Dalian_Feng Technology. It is similar to the well-known Global Black Card and is also a For membership cards with high-end and customized benefits and services, you need to pay a membership fee of 199 yuan or 1,299 yuan when applying for the card, and you can enjoy membership benefits for free in the future. It can be seen that this youth black card is not a credit card issued by a bank, but is just a membership identification card.
2. What are the "Youth Black Card" credit card products? Many cardholders also call the two credit card products issued by China Merchants Bank and Bank of Communications "Youth Black Card". These two credit card products are : YOUNG card (black card) and Y-POWER card (black card). Why do everyone call these two credit cards “Youth Black Cards”? There are two main reasons: 1. The card surface design is mainly pure black; 2. The product is mainly issued to young people under the age of 30. However, the above two credit card products are not real youth black cards, they are just a habitual name among card lovers. Youth black card 199 scam? Let’s find out the truth and lies! All in all, the Youth Black Card is a membership card with privileged services, not a credit card. If you want to get a Youth Black Card, you need to understand its product features first. It is still not suitable for daily overdraft needs.