If you have opened a CITIC wealth management card or current passbook, you can apply for automatic repayment service through 400 customer service phone number, uplink SMS, personal online banking of CITIC Bank or at CITIC Bank outlets, and our bank will automatically deduct the corresponding amount from your designated CITIC wealth management card or passbook on the last repayment day of your credit card bill every month.
The second is to automatically purchase foreign exchange for repayment.
For the consumer account generated in your foreign currency account, you only need to deposit enough RMB (RMB arrears+foreign currency arrears) into your CITIC credit card account before the due repayment date. Each deposit of RMB will automatically be used to repay the foreign currency arrears payable on the current statement first, and the excess will be used to repay the RMB account arrears.
At this point, you have started automatic repayment of RMB. On the due repayment date, we will automatically convert the arrears in your foreign currency account and the arrears in your RMB account into RMB, and automatically transfer the repayment from the RMB account of your CITIC Wealth Management Card or current passbook.
Third, online banking repayment
If you have opened a CITIC wealth management card or a current passbook, you can log in and register to open a personal online banking, and sign a contract with the credit card to realize online transfer and repayment. Real-time arrival, no handling fee (if you need to repay others' CITIC credit cards, you need to open "enhanced" online banking at CITIC Bank outlets).
Fourth, ATM transfer repayment
At any ATM of CITIC Bank, use CITIC Bank Wealth Management Card to transfer the repayment to CITIC Credit Card, and receive it in real time without handling fee.
Verb (abbreviation of verb) CITIC ATM repayment
On the automatic deposit machine (ADM) or deposit and withdrawal integrated machine (CDM) of CITIC Bank, cash repayment is made in RMB, and it is received in real time, and no handling fee is charged.
Six, telephone bank transfer repayment
If you have opened the wealth management treasure card or current passbook of CITIC Bank and opened the telephone banking self-service transfer service, you can call the telephone banking 95558 to repay your credit card debt by telephone transfer.
Seven, counter repayment
Cash repayment at the counter: at any branch of CITIC Bank, make repayment to CITIC Credit Card in cash. Please fill in the card number of CITIC Credit Card accurately. Real-time arrival, no handling fee.
Counter transfer repayment: at any outlet of CITIC Bank, use CITIC wealth management card or current passbook to transfer repayment to CITIC credit card, and accept repayment from others or without card. Real-time arrival, no handling fee.
Counter cheque repayment: at any branch of CITIC Bank, repayment is made to CITIC Credit Card by cheque. Generally, it will arrive in 2-3 working days, and there is no handling fee.
Eight, online banking, telephone and counter purchase repayment.
For the consumer account generated in your foreign currency account, we also have a variety of repayment methods for you to choose from: online banking repayment, telephone repayment and counter repayment. Repayment of foreign exchange purchased by online banking
If you have opened a CITIC wealth management card or a current passbook, you can log in and register to open personal online banking, and sign a contract with the credit card, so that you can purchase foreign exchange online for repayment.
Telephone foreign exchange repayment
You only need to deposit enough RMB into your CITIC credit card account before the due repayment date, and then call the customer service hotline 40088-95558 to apply for foreign exchange purchase repayment.
Reverse purchase repayment
You can also buy RMB foreign exchange repayment at the designated outlets of China CITIC Bank with the original statement and identity documents of the current period.