Hello, if it is the pre-authorization of China Merchants Bank's credit card, when checking into a hotel or renting a car, the merchant can deduct a certain amount as a deposit by swiping the card, and then swipe the card for actual settlement after the consumption is completed. This kind of transaction is generally called pre-authorization transaction. At present, there is no handling fee for canceling credit card pre-authorization. Credit card pre-authorization has SMS notification, and pre-authorization is completed without SMS notification.

If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!