"Weilefen" is another pure online personal micro-credit revolving loan product launched by Tencent after "micro-loan". At present, it can be used to repay credit card arrears, with a maximum loan amount of 30,000 yuan, which can be repaid with the loan, and the daily interest rate is as low as 0.45%.

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1. Loan refers to a financial act in which the creditor (or lender) transfers the right to use funds to the debtor (or borrower). The loan consultant pointed out that loan is a form of credit activity that banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

2. Banks put concentrated money and monetary funds out in the form of loans, which can meet the needs of expanding social reproduction and promoting economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation. Loan refers to the financial behavior that the creditor (or lender) transfers the right to use funds to the debtor (or borrower).

3. The borrower can perform the contract and always repay the principal and interest normally. There are no negative factors that affect the timely and full repayment of loan principal and interest. The bank is fully confident that the borrower can repay the loan principal and interest in full and on time. The probability of loan loss is 0. Although the borrower has the ability to repay the loan principal and interest at present, there are some factors that may adversely affect the repayment. If these factors persist, the borrower's repayment ability will be affected and the probability of loan loss will not exceed 5%.