CITIC Bank's credit card application fails. Generally, it is caused by the following reasons:

First, check the Economic Times: First, you can go to the People's Bank of China (available online) to check Usually, if you have bad records on your personal credit report (including overdue credit cards, etc.), your credit card application will be failed. It will take five years for credit stains to be cleared.

The second point is to see if your age meets the requirements. Usually, don’t think about it if you are under 18 years old.

Third, your repayment ability/financial ability, which is reflected in whether you have stable income, social security, etc. Usually many self-employed people are blocked from the door like this. But you can still prove your financial resources through your vehicle driving license or real estate certificate. Of course, some people may have a high income, but it is not stable enough and may not be able to add points to you.

Of course, don’t worry if you haven’t passed the review. Try to improve your financial resources and you can resubmit your application after three months.