What should I do if the credit card chip cannot be sensed?

You can only call the bank’s customer service number and apply for a new one. The bank will reissue it and mail it over. Generally, the original card will be Logout. The credit card chip cannot be sensed. It should be that the credit card chip has been degaussed. After degaussing, the credit card cannot be swiped for consumption. It can only be bound to the mobile phone for small deductions. If you need to swipe the card for consumption, you must replenish it. Card.

The chip in the credit card is equivalent to the heart of the credit card, which stores the relevant information of the credit card. Only when the chip is easy to use, the card user can normally swipe the card for consumption. Once the card is degaussed and the chip cannot be recognized, that's it. This means that the credit card cannot be used for swiping purchases. But it may be bound to WeChat or Alipay on your mobile phone to make small online deductions. If this consumption method can meet the needs, you don't need to apply for a new credit card. You can also wait for the credit card to expire before renewing the card.

If you use a lot of credit cards for daily consumption, or small online deductions cannot meet your daily needs, then you need to call the bank’s customer service number and inform them that the credit card chip has been degaussed. , you need to apply for a new one. After customer service registration, the bank will create a new card and mail it to the card user. The new card is different from the original credit card. The card user needs to re-open the card and bind the new card to the payment platform and repayment platform, so that the new card can continue to be used. Degaussed credit cards will generally be canceled by the bank, and the card user can simply cut the card.

So when the credit card is degaussed, it depends on whether the individual's daily consumption habits are affected. If you usually pay more with your mobile phone, then just continue to use your mobile phone to pay. Wait until the credit card expires. A new card will be issued. And if you use a lot of credit cards in your daily life, you need to apply for a new credit card from the bank. After the application is mailed, you can just open the card and use it directly, and the degaussed credit card will be cancelled.

If the chip of China Construction Bank credit card is broken, can I go to the bank to change the chip?

Yes

If the chip of China Construction Bank credit card is broken, can I go to the bank to change the chip? Go to China Construction Bank at the bank counter Just apply for a replacement.

What should I do if my bank card chip falls off?

The steps are as follows:

1. After the bank card chip is lost, you only need to prepare the relevant identification documents, the damaged card, and 10 yuan in cash to go to any local branch of the bank card. Can be processed.

2. When you go to the bank, you need to get a number and queue up. Then explain to the counter staff that you want to apply for card replacement, then fill out the application form and pay the card fee, and you can apply immediately.

3. The balance information in the card will remain unchanged after changing the card.

Bank IC card, IC card is a bank card with chip as the medium. Compared with magnetic stripe card, chip card has high security and the sensitive data in the card is difficult to be intercepted. Moreover, chip card not only has ordinary magnetic stripe With all the financial functions of a bank card, it also has an electronic cash account, supports offline small-amount payments, and can use a contactless interface to achieve swipe-and-go fast payment and smart card mobile payment.

In order to reduce the risk of bank card fraud, relevant departments have pushed for financial IC cards with higher security performance in recent years. Financial IC cards are bank cards that use smart chips (IC cards) as media. The chip has a large capacity and can store keys, digital certificates, fingerprints and other information. It can handle multiple functions at the same time and has good security, large storage capacity, and ease of use. Convenience and other features. At present, the vast majority of bank cards issued in China are magnetic stripe cards, which have small information storage capacity, easy to read and forge magnetic stripes, and poor confidentiality. The unique encryption technology of chip cards greatly reduces the risk of bank card fraud.

The difference between chip cards and magnetic stripe cards:

The bank cards used by everyone now are basically magnetic stripe cards. Magnetic stripe cards are low-cost, low-security and easy to use. Degaussing. Criminals usually use surveillance cameras installed on ATMs to watch you enter your passwords and steal your passwords. This device is used to steal customers' credit card information. Install it and remove the card. There is a magnetic head inside. All the information on it has been read.

Bank card equipment and even password stealing equipment have flooded into the market in large numbers. Equipment such as card readers can be easily purchased online or in electronic markets, and a complete set of equipment costs over 10,000 yuan. From this point of view, it is not surprising that bank magnetic stripe card theft cases occur frequently. Various national departments also attach great importance to this matter. Soon the central bank issued new regulations. By 2015, magnetic stripe cards will be eliminated in economically developed regions and financial IC cards will be fully used.

Financial IC cards are what we often call chip cards. What are the advantages of chip cards compared with magnetic stripe cards? Simply put, chip cards are an upgraded version of magnetic stripe cards. Chip cards have a large capacity ( The storage capacity is 160 times that of a magnetic stripe card), and it can store information such as keys, digital certificates, fingerprints, etc. The card has read and write protection and good data encryption protection, and uses a personal password, two-way authentication between the card and the reader for use protection. . Chip cards are extremely difficult and have strong resistance to attacks. Financial IC cards are also more stable than magnetic stripe cards and will not be degaussed.

Of course, in addition to functional differences between chip cards and magnetic stripe cards, there are also differences in card production prices. Chip cards are much more expensive than magnetic stripe cards. But such a cost can be exchanged for the high performance and high security of bank cards.

That’s it for the introduction of what to do if the credit card chip is broken.