Credit cards are not transferable. From 65438+February 1, the same person can only open a Class I account in the same bank. If a first-class account has been opened, a second-class account or a third-class account shall be opened, and only one third-class account can be opened by the same payment institution.

Only one account can be handled for one type of account. A first-class account refers to an account that is opened through the traditional bank counter and meets all the strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment.

Class II households cannot access cash or transfer money to unbound accounts, and the daily payment limit of such accounts is 654.38+100000 yuan. For example, credit cards are like this.

Class III households are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan. Category II and III families do not have physical cards. For Class II and Class III households, the main purpose is to effectively control the risk of customers' funds.