1. Automatic transfer repayment

If you have opened a CITIC Wealth Management Card or a current passbook, you can use the 400 customer service hotline, uplink text messages, CITIC Bank personal online banking or at CITIC Bank branches Apply to activate the automatic repayment service, and CITIC Bank will automatically deduct the corresponding amount from your designated CITIC Wealth Management Card or passbook every month on the last payment date of your credit card bill.

2. Automatic foreign exchange purchase and repayment

For consumer accounts generated in foreign currency accounts, you only need to transfer a sufficient amount of RMB (RMB debt owed in foreign currency) before the due repayment date. ) deposited into the CITIC Credit Card account, the RMB deposited each time will automatically be used first to repay the foreign currency debt due in the current statement, and the excess will be used to repay the debt in the RMB account. If you have activated RMB automatic repayment at this time, on the due repayment date, we will automatically convert the balance in your foreign currency account into RMB and the balance in the RMB account together, and automatically transfer the repayment from the RMB account of your CITIC Wealth Management Card or current passbook .

3. Online banking repayment If you have opened a CITIC Wealth Management Card or current passbook, you can log in to register to activate your personal online banking, and sign up with your credit card to realize online transfer and repayment. Real-time payment, no handling fee (if you need to repay someone else's CITIC credit card, you need to activate the "enhanced version" of online banking at a CITIC Bank outlet).

4. ATM transfer and repayment

Use the CITIC Bank Wealth Management Card to transfer and repay the CITIC Credit Card at any CITIC Bank ATM machine, and the money will arrive in real time with no handling fees .

5. CITIC Automatic Deposit Machine Repayment

Make cash repayments in RMB at CITIC Bank’s Automatic Deposit Machine (ADM) or Deposit and Withdrawal Machine (CDM). Instant payment, no handling fees.

6. Telephone Banking Transfer Repayment

If you have opened a CITIC Bank Wealth Management Card or current passbook, and have activated the telephone banking self-service transfer service, you can dial 95558 for telephone banking. Use phone transfer to pay off my credit card balance.

7. Over-the-counter repayment

Over-the-counter cash repayment: Use cash to repay the CITIC credit card at any branch of CITIC Bank. To accept repayment on behalf of others and repayment without a card, please make sure to fill in the CITIC credit card number accurately. Instant payment, no handling fees. Over-the-counter transfer repayment: At any CITIC Bank outlet, use CITIC Wealth Management Card or current passbook to transfer repayment to a CITIC credit card. We accept repayment by others and repayment without a card. Instant payment, no handling fees. Over-the-counter check repayment: Repay the CITIC credit card by check at any CITIC Bank branch. It usually takes 2-3 working days to arrive, and there is no handling fee.

8. Online banking, telephone and over-the-counter foreign exchange purchase and repayment

For the consumption accounts generated in your foreign currency account, we also have a variety of repayment methods for you to choose from: Online banking and foreign exchange purchase Repayment, repayment of foreign exchange purchased over the phone and repayment of foreign exchange purchased over the counter. Online banking for foreign exchange purchase and repayment. If you have opened a CITIC Wealth Management card or current passbook, you can log in to register to activate your personal online banking and sign a contract with your credit card to realize online foreign exchange purchase and repayment. For foreign exchange purchase and repayment over the phone, you only need to deposit a sufficient amount of RMB into your CITIC Credit Card account before the due date of repayment, and then call the customer service hotline 40088-95558 to apply for foreign exchange purchase and repayment.

9. Over-the-counter foreign exchange purchase and repayment You can also purchase foreign exchange and repay in RMB at designated outlets of CITIC Bank with the original current statement and identity document.