Customers who already hold a credit card can upgrade to a gold card by submitting an application form and attaching additional financial proof documents. Upgrade method:

1. Download and fill out the gold card application form through online banking (some card types can be applied directly through online banking without printing). If there is any new financial proof, please send it by express mail to: Pudong, Shanghai Convergence Collection Room, B1 Floor, Operation Center, China Merchants Bank Credit Card Center, No. 686 Laian Road, New District, Postal Code: 201201.

2. Fill out the gold card application form at the counter with the new financial proof documents.