After the credit line of Guangzhou Metro is frozen, it can only be used after paying off the balance and continuing to recharge. In this case, the customer can take the initiative to contact the bank and ask why the credit line is frozen. If the personal information is incorrectly filled in when withdrawing the credit line, the customer shall immediately provide the true and complete information to the bank and apply for unfreezing the credit line; Moreover, if the personal assets in the bank shrink, it is necessary to increase the amount of personal bank assets as soon as possible and become a high-quality customer of the bank.

1. What caused the credit card limit to be frozen?

1. The credit card was stolen. You need to withdraw cash at the local ATM to prove that the card was not swiped by yourself. The bank will report the loss of the stolen card.

2. Use a credit card reader without a payment license.

3. swipe your card three times and enter the wrong password. If you enter the wrong password three times in a row, the bank will freeze the credit card, and the bank is also worried about the safety of the cardholder.

4. Credit card cashing. It is forbidden to cash credit cards in banks. Cash by credit card, the bank will control the risk of the cardholder's credit card, but it will reduce the credit card limit and freeze the card seal.

I lost my credit card. After the credit card is lost, in order to prevent users from finding and stealing it, users usually report the loss of the credit card. After the credit card was lost, the amount in the card was temporarily frozen by the bank. The credit card has expired. If the credit card is overdue, the bank will also freeze the cardholder's quota, which is to reduce the risk of funds.

Second, will the subway arrears have an impact?

Payment will not have any impact on credit and economy. However, when users are ready to swipe their cards out of the station, they need to pay tolls and contact the staff of the customer service center to help them, which will affect the travel time of users. Especially when the peak of passenger flow is large in the morning and evening, this influence may become even greater. In order to ensure the efficiency of users' travel, please pay attention to the balance of users' citizen cards and transportation cards in time.

To sum up, once the subway card or credit card is frozen, it needs to be handled in time, and it must not be ignored, otherwise it will affect the credit investigation.