You can call the credit card customer service hotline of China Bank and modify the bill statement through manual services (business card, company card, etc.). Cannot be modified), and can only be modified once per natural year. After success, the bills of all personal cards in your name will be revised together.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Can I change my credit card bill?

Take the credit card of China Merchants Bank as an example. The billing date can be modified as follows:

1. The optional bookkeeping dates of China Merchants Bank are: 03, 05, 06, 07, 09, 10, 12, 15, 17, 18 and 20 respectively.

2. If you need to modify the credit card statement, you can call China Merchants Bank's credit card service hotline 8008205555 (free of charge, fixed line only) or 4008205555 (local call charge)-1-4-9 to transfer the manual service for you.

Tips:

1. After the bill date is successfully modified, it will take effect from the next issue and cannot be modified again within half a year;

2. If multiple cards in a personal account share a bill and a bill;

3. Commercial credit card holders cannot modify the billing cycle.

The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Can I change my credit card bill?

The billing date of a credit card can be changed. Then, the situation of the major banks about the billing date is as follows:

1, industry and commerce, in the past, only a few accounting days could be exchanged, but now most cards can be exchanged, but some business cards are still only available on 1 and 12. It can be modified in the software of China Industrial and Commercial Bank.

2.ABC, not only the billing date cannot be modified, but also the billing date of each card is different.

3, transportation, although the credit card can only be changed once during the validity period or for life, but there are indeed many people who successfully modified it for the second time after one year. You need to call customer service to modify the bill.

4. China Bank, China Construction Bank, Postal Savings Bank, Shanghai Bank, Huaxia Bank, Beijing Bank and China Merchants Bank need to call customer service to modify the billing statement.

5. Guangfa, the billing date is usually a birthday. If the birthday is 29/30/3 1, the system will randomly configure it as 4-28. Standard cards have a 26-day interest-free period, while other cards only have a 20-day interest-free period. Ordinary customer service phone can't change the bill date, so you need to call Guangfa Platinum Customer Service, so you need at least one platinum card under your name.

6. Xingye, different card types have different optional bookkeeping dates. For example, the optional date of the new car friend card is 1-27, but the dates of the China Eastern Airlines co-branded card are only 3, 7, 9, 13, 15, 16, 18 and 265438.

7. CITIC can only be modified between 1-20 8 days before and after the current accounting date. For example, the bookkeeping date is 18, which can only be modified between 10 and 20. You need to call customer service to modify the bill.

8. Everbright can modify the billing date in the "Sunshine Life" APP.

9. Pufa, you can modify the bill statement in the "Pufa Credit Card" APP. If the comprehensive score is not enough, it cannot be modified, and then the request is submitted to the senior customer service for successful modification.

10, Minsheng, you can modify the bill statement through online banking or call customer service.

1 1, HSBC, each household can only hold one set of credit cards, and online banking and the "HSBC Credit Card Mobile Banking" APP can modify the bill statement.

12, Ping An, the credit card APP can change the billing date.

: How to modify the credit card bill:

First, choose the most suitable billing date among several billing dates that can be changed, and then apply to the bank before the billing date comes out. If you want to enjoy a longer interest-free period by modifying the billing date, it is recommended to spend one day after the billing date, and then modify the billing date one day before the next billing date.

How to modify the credit card bill?

The bank credit card statement can be modified as follows:

1, the cardholder can call the relevant bank's credit card customer service phone number and modify it through manual customer service.

2. Cardholders can also bring their credit cards and identity documents to any business outlets of relevant banks and change the bill date at the counter.

3. At the same time, you can also log in to related bank apps (such as Bank of China 7. 1.7). Download and log in to the China Bank APP first, and then click "Finance"-"Modify Bill Date" on the homepage to modify it).

Precautions for credit card use:

1. Pay attention to two dates: bookkeeping date and repayment date.

Generally, the repayment date is 20 or 25 days after the bill date, with the longest interest-free period and the shortest interest-free period.

2. Credit card information protection.

The three key information on the face of a credit card: the expiration date and the CVV code, affect your card security, especially the CVV code, which is as important as the password. It is recommended to cover CVV code with correction fluid or sticker, and some people are even worse. Scrape off the CVV password with a blade and remember these three numbers.

3. Diligently handle credit cards, in order to avoid annual fees; Only when the repayment is made on time can the amount be withdrawn.

Generally, you can avoid the annual fee by swiping your card six times. So be sure to pay the annual fee. In addition, we can increase the credit card limit by swiping more cards and swiping frequently. At the same time, being able to repay on time and maintain a good credit record is also a way to improve the credit limit. Moreover, it is also very convenient to pay without a card for mobile phone POS, which belongs to online consumption. Combined with daily offline consumption, a variety of combinations are used.

4. Choose the repayment method that suits you best.

In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM to transfer repayment.

5. If you can't, or delay repayment due to something, you can call customer service to apply for deferred repayment.

If your funds can't be turned over temporarily, or you are delayed in repayment due to something, don't worry, call the bank customer service immediately and apply for a one-to-three-day delay in repayment.

6. What if the funds are tight?

When applying for changing the bill date, we should pay attention to calculating the bill date and time, enjoy the longest interest-free period, and relieve the pressure of tight funds. However, this skill is not available every month. It is said that some banks can only apply for change once every six months, some banks can only apply for change once a year, and some banks can only change once in their lifetime!

7. Say no to all unreasonable charges

Anyone who has unreasonable charges for credit cards can call customer service and bargain with customer service to apply for cancellation of unreasonable charges. If the customer service doesn't agree, you can stick to the complaint in the end and generally win the case.

8. Use credit cards carefully.

Credit card installment interest is very high, even if it is interest-free, the installment fee is not cheap, so use it carefully and don't let the bank earn a dime! Of course, except for those who can't repay the credit card arrears on time under special circumstances, except for those who want to increase the credit card limit as soon as possible.

Can I change the credit card bill of CCB?

The billing date of CCB's credit card can be revised once a year, but the time interval between two revisions cannot be shorter than one year. If the customer meets this requirement, he can log in to the mobile banking of China Construction Bank and go through the menu of "Credit Card-Card Service-Card Service-Bill Date Modification".

(In case of business changes, please refer to the actual situation. )

This concludes the introduction of whether the credit card can modify the bill and how to modify the bank card bill. I wonder if you have found the information you need?