1. Among many domestic banks, Ping An Bank Credit Card is a very easy card to apply for. Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply for a personal credit card master card from the card issuer with his or her valid identity document and other documents required by the card issuer. The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards. Identity proof information: Copy of resident ID card or military officer's ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the mainland travel permit and a residence permit for more than one year; if you are a foreigner, you need to provide a copy of your passport and residence permit for more than one year pieces are enough. Applicants for supplementary cards who are under 16 years old must provide a copy of their household registration book.
2. Basic conditions for applying for a Ping An Bank credit card:
1. The applicant is willing to apply;
2. Work or live in the city where Ping An Bank issued the card , and the bill is sent to the card-issuing city of Ping An Bank;
3. Individuals with full capacity for civil conduct;
4. Meet the credit record requirements stipulated by Ping An Bank, and pass the Ping An Bank Various credit investigations;
5. Engaged in industries/occupations with stable income and non-prohibited promotion;
6. Citizens of the People's Republic of China (excluding Hong Kong, Macao and Taiwan): Main The age of card applicants is 20-65 years old (inclusive), and the age of applicants for the main card of Ping An BE@RBRICK Fashion Credit Card is 20-40 years old (inclusive). Hong Kong, Macao, Taiwan and foreigners: the age must be 25 to 65 years old (inclusive); BE@RBRICK fashion credit card: the age must be 25 to 40 years old (inclusive).
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In addition to ID cards and work permits, other proofs of financial resources or property are also required, such as salary income certificates, real estate certificates, etc. The relevant materials are as follows:
(1)Copy of identity document
Applicants for both primary and secondary cards must provide it. The identity document refers to one of the resident identity cards, military officer's ID cards, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan compatriots, and foreign passports.
(2) Work certification documents
Refer to one of the copies of the work permit, the original work certificate issued by the work unit, a copy of the professional qualification certificate, and a copy of the professional title.
(3) Copy of proof of fixed residence: such as house ownership certificate, public housing rental agreement or public housing purchase agreement, etc. Applicants who work in companies (enterprises) are generally required to provide documents proving their own real estate (copies of their own real estate certificate, public housing lease agreement or public housing purchase agreement, housing loan contract, etc.). After consultation with Ping An Bank’s customer service, Ping An Bank generally only accepts real estate certificates, house purchase contracts and agreements, public housing rental certificates as proof of fixed residence, private housing rental contracts, and payment of utility bills such as water, electricity, gas, and fixed telephone bills. It is only recognized by Ping An Bank in some areas. Civil servants and employees of public institutions do not need proof of fixed residence. Applicants for company employees generally need proof of fixed residence, but copies of qualifications such as master's degree or above/teacher/doctor/certified accountant/certified tax agent/corporate legal advisor can be exempted from this requirement. trouble.
(4) Practicing qualification certificates, such as "Teacher Qualification Certificate", "Lawyer Practicing Certificate", "Physician Practicing Certificate", "Practicing Pharmacist Registration Certificate", "Enterprise Legal Counsel Practicing Qualification Certificate", " Auctioneer Qualification Certificate, Certified Public Accountant Certificate, China Practicing Auditor Certificate, etc.
(5) Copies of Ping An Bank’s housing loan contract and car loan contract. This item can also be used in place of proof of fixed residence.
(6) A copy of the work permit of a national public employee or a copy of the financial plan card of a personal financial plan customer.
(7) If you provide a copy of Ping An Bank’s “Elite Financial Management Fund” account or a copy of the graduation certificate and degree certificate of a master’s degree (inclusive) or above, the card application process will be expedited. In order for your application to be processed as quickly as possible and to have an accurate credit limit, please provide the following financial support documents, such as bank salary records, income certificates issued by the unit, income tax and withholding vouchers, self-owned car driving licenses, Ping An Bank Copies of time deposit receipts and other documents.
Item (1) above must be submitted, at least one of (2)-(6) needs to be submitted, and (7) is supplementary material. Rich and comprehensive supporting materials will help speed up the card application process. and increase your credit limit.