First of all, the credit card limit, also known as the credit card available limit, refers to the maximum credit card limit held by the cardholder, including the credit limit (that is, the maximum overdraft limit of the credit card) and the amount deposited in the credit card. At the beginning of the credit card, the bank will not give the cardholder too much quota, because credit card consumption is also risky for the bank, which is equivalent to lending you money in advance. If the cardholder fails to repay the loan within the specified time, the bank will also bear the corresponding losses. The credit limit of ordinary cards generally ranges from several thousand yuan to tens of thousands of yuan. The maximum credit limit of ordinary cards is 50 thousand yuan, while that of gold cards is much higher. The minimum amount of the gold card of Shanghai Pudong Development Bank is 6,543.8 yuan+0,000 yuan, and the maximum amount is 50,000 yuan. Generally, people in the test stage will be given a credit card with a minimum of 2,000 yuan, and those in the non-test stage will generally have a credit card with a minimum of 3,000 yuan. I also want to say that the credit card quota is gradually cultivated. The more water is poured, the better the flowers will bloom. The credit card limit is affected by the annual working income and job stability. If you want to apply for a high credit card, the channel you choose is also very important.