Legal analysis: 1, posing as social security, medical insurance, banking, telecommunications and other staff. In the name of social security card, medical insurance card, bank card consumption, annual fee deduction, password leakage, cable TV arrears, telephone arrears, etc., others use their own information to commit crimes, and provide so-called safe accounts on the grounds of bank card upgrade and verification of innocence, so as to induce victims to remit money to accounts designated by criminal suspects.

2, posing as a public security law, postal staff. Threatening by summoning, arresting, freezing deposits in the victim's name, etc., in order to prove innocence and provide a safe capital verification account, and induce the victim to remit funds to the account designated by the criminal suspect.

3. Pretending to be an acquaintance for fraud. The suspect posed as an acquaintance or leader of the victim and asked the victim to guess who it was on the phone. When the victim reported the name of an acquaintance, he admitted it and lied that he would visit the victim in the future. The next day, he phoned to make up that he was arrested by the public security organs for gambling, whoring and taking drugs. Or borrow money from the victim and inform the remittance account on the grounds that the money is urgently needed for car accidents, illness, etc., so as to achieve the purpose of fraud.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 148 If a party causes the other party to commit a civil juristic act against its true meaning by fraudulent means, the aggrieved party has the right to request the people's court or an arbitration institution to cancel it.

Article 149 If a third party commits a civil juristic act against its true meaning due to fraud, and the other party knows or should know about the fraud, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.

Article 150 If one party or a third party coerces the other party to carry out a civil legal act against its true meaning, the coerced party has the right to request the people's court or an arbitration institution to cancel it.

Criminal law of the people's Republic of China

Article 192 Whoever illegally raises funds by fraudulent means for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or confiscated.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Article 266 Whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also, or shall only, be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.