detailed description:

1. The bank sent you a short message to remind you that the credit card with the tail number 828 has exceeded the repayment date.

2. The bank requires you to check your account and make timely repayment. If you have already made repayment, please ignore this message.

3. The bank mentioned in the short message that the bank will deal with the new pneumonia epidemic according to the regulatory guidance.

4. for other overdue cases, the bank will report to the basic database of personal credit information according to the policy.

Summary:

If you receive this message, it means that your credit card has expired. If you really haven't paid back, please check the accounts as soon as possible and pay back in time. The bank also mentioned the special treatment for the epidemic, but the specific treatment method needs to be contacted with the bank. At the same time, the bank will report your overdue situation to the basic database of personal credit information according to the policy. Overdue repayment may have a negative impact on your personal credit record, so be sure to pay attention to timely repayment.

Extended information:

The basic database of personal credit information is established and managed by the People's Bank of China and the credit reporting agency * * * to record personal credit information. The record of overdue repayment will be recorded in the database, which will affect the personal credit rating. Credit rating will have an important impact on personal loans and credit card applications, so it is very important to maintain a good credit record. In our daily life, we should arrange our finances reasonably and pay back on time to safeguard our personal good credit.

please check the account as soon as possible and repay it in time. if you have any questions or need help, please contact the customer service department of the bank. Banks will provide more detailed personal credit repayment guidelines and solutions.