The Postal Savings Bank of China Youth Card Campus Edition is a general-level credit card product approved by the Ministry of Education and issued by our bank to students in colleges and universities. It has the basic financial functions of a UnionPay IC card, and also Provides free text message reminder service, free monthly cash withdrawal and other special benefits, including the following:

1. Lifetime annual fee exemption;

2. Free text message service;

3. Choose from a variety of card surfaces;

4. Charge service once a month for the first withdrawal (including bank transfers);

5. Fast online Consumption points are doubled;

6. The virtual card is combined with the physical card, and the virtual card is issued upon approval, and the physical card continues to be issued after activation.

1. The credit card limit is related to the credit card level and the applicant’s personal qualifications. The general credit card limit of Postal Bank is generally less than 10,000 yuan. The credit limit of Postal Bank Credit Card is between RMB 10,000 and RMB 50,000; the limit of Postal Bank Platinum Credit Card is more than RMB 50,000; however, the specific credit limit that can be applied for depends on the overall quality of the individual. The better the applicant's personal qualifications, the higher the credit limit he can apply for, otherwise the lower the credit limit. According to feedback from cardholders, the credit limit applied for the Postal Youth Card is generally less than 50,000 yuan, which is generally not very high, but it is sufficient to meet daily consumption.

2. Compared with similar products of other banks, the Postal Savings Bank Youth Card has seven main advantages: first, it has a free SMS reminder function; second, it has no handling fee for the first cash withdrawal every month; Third, there is no handling fee for cash withdrawals for overflow payments; fourth, the card can be used to withdraw cash in full; fifth, there is a 10% discount on the installment fee of the card; sixth, upon activation, you can get a Pizza Hut coupon worth 30 yuan or a lemon cup Seventh, the annual fee for the card is waived in the first year. If you swipe the card 6 times in that year, the annual fee will be waived for the following year.

3. The history of Postal Savings Bank of China can be traced back to the postal savings business started in 1919, which has a history of a hundred years. In March 2007, on the basis of the reform of the original postal savings management system, the Postal Savings Bank of China Co., Ltd. was formally established. In January 2012, the company was restructured into a joint stock limited company. In December 2015, 10 domestic and foreign strategic investors were introduced. Listed on the Hong Kong Stock Exchange in September 2016. It was listed on the Shanghai Stock Exchange in December 2019 and successfully completed the three-step reform goal of "share reform battle A and H listing".