According to the inquiry, China Law Network shows that. 1, according to the minimum repayment amount. If you just can't pay off the debt at one time, the cardholder can make repayment according to the minimum repayment amount of the bill first, and then make repayment when he has the ability to repay. Reflecting its good repayment attitude, the creditor may withdraw the lawsuit.
The bill is paid by installment. If you are temporarily unable to repay, you can pay a certain amount of bill interest. General bills can be divided into six months, 1 year, etc. Cardholders can be divided into stages according to their repayment ability.
3. Negotiate with the bank. If you are unable to repay, you can consult the bank to extend the arrears.