The maximum limit is five years. The validity period of CITIC Bank credit card is located on the front of the credit card, directly below the card number, and is identified by numbers. The validity period format of CITIC Bank credit card is: MONTH/YEAR, where MONTH represents the month and YEAR represents the year. For example, 01/18 means that the credit card is valid in January 2018. Before the card is about to expire, the credit card center staff will review and evaluate the cardholder's card usage records. If the cardholder's card usage is in good condition, CITIC Bank will issue a new card to the user. After the new card is activated, the old card will be void. Or the user can choose not to activate the new card and directly cancel the old card. CITIC Bank credit cards are valid for up to five years, and credit cards beyond the validity period cannot be used.