I spent 5,000 yuan with a Bank of Communications credit card. How much do I have to pay back in 12 installments each month? What about 18 installments? How to use transportation credit card?

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I spent 5,000 yuan with a Bank of Communications credit card. How much do I have to pay back in 12 installments each month? What about 18 installments? How to use transportation credit card?

From: Internet Date: 2022-04-30

The national unified charging standards for installment payment fees are as follows: 1.65 for 3rd period; 3.6 for 6th period; 5.4 for 9th period; 7.2 for 12th period. ; 11.7 in the 18th period; 15.6 in the 24th period. Repayment in 12 installments: 5000*7.2/12 5000/12=447 yuan; repayment in 18 installments: 5000*11.7/18 5000/18=311 yuan.

BoCom’s handling fee is paid in installments, with a monthly handling rate of 0.72, 5000*0.72=36. In this way, plus the principal, you will have to repay 5000/12 36=452.67 a month. If you want If you want to pay off the full amount in advance, you can apply and then pay it off all at once on the next repayment date, but you will also have to pay the remaining handling fee.

Set up a password and go to the mall to use the card to make purchases

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I spent 10,000 yuan with a Bank of Communications credit card. How much is the monthly interest? -: If it is normal consumption, repayment on time is interest-free. If it is withdrawn, interest will be charged at 0.5% per day. After withdrawing cash by credit card, a handling fee of about 1 will be charged on the same day. The so-called recurring interest means that at the end of the month, there will be The interest previously owed is incorporated into the principal and the interest is calculated together. After the overdraft is withdrawn, the interest is calculated as follows: (overdraft amount, cash withdrawal fee) * 0.05 * number of overdraft days. Among them, the number of overdraft days is from the date of withdrawal to the date of repayment number of days, whether you hold a credit card for consumption or cash withdrawal, it is required that the payment must be no less than the minimum payment amount on the last repayment day of each month, otherwise a late payment fee will be charged. Once a bad credit record occurs, it will be difficult to apply for a bank application in the future. Credit card and apply for a loan.

I used a Bank of Communications credit card to make purchases, and I want to apply for installments. It shows that the current consumption balance is insufficient. What does this mean? -: Credit cards already have installment repayment items, so there is no need to apply for them. , when it is time to repay, it will display the amount to be repaid and the amount to be repaid in installments. If your limit is only 3,000 and you have used more than 2,000, if you continue to spend more than you have repaid, the balance will definitely be insufficient.

I applied for a Bank of Communications credit card and spent 5,000 yuan. I lost my card and I don’t know what happened? It’s been a year and the card must have been frozen. It’s impossible to pay it off in installments. The bank didn’t call you to pay it off in one go. Not bad. For specific circumstances, you can call the transportation customer service. Enter your ID number to check the current status of your card and the balance you owe.

I can’t get the money I deposited into my credit card this year. I started using the Bank of Communications credit card in April and made purchases in August: 1. When you go to the counter to apply, the bank has surveillance video. This is enough to prove that you have deposited money. The bank also has the original voucher for verification. Go directly to the person in charge of the bank. People, respond to them with questions, 2. Do you know who banks are most afraid of? I suggest you bring a hundred quick bucks with you when you have time, deposit one dollar at a time, then withdraw it, then deposit it again, and then withdraw it again. , until they solve the problem, now you are not a rogue with the bank, he is a rogue. 3. You must relax and don’t have any mental burden. The interest and late payment fees of more than 100 yuan are nothing. Just treat it as lost. The country has made a contribution.

If I use a Bank of Communications credit card to spend 5,000 yuan, what is the interest rate if I repay the 2,000 yuan first? If you don’t pay back, the interest will be calculated based on the daily interest rate of 50,000% of the unpaid amount. And You can't just repay 2,000 fixedly. The bank won't deduct that much. If you don't have that much money to repay, you can only choose the minimum monthly repayment amount and repay. The remaining money is already 50,000 per day. Interest is calculated until the day you pay it off. For example, if you spend 2,000 yuan, the 17th is the billing day, and the 11th is the repayment day. Calculation of the minimum repayment amount: Minimum repayment amount = 10 general consumption balance 10 cash withdrawal balance interest balance Installment consumption balance and other payable expenses balance The unpaid portion of the minimum repayment amount of the previous period. If you have no outstanding balances on previous bills, the minimum repayment amount is 200 yuan.

Transportation credit card repayment - Bank of Communications credit card repayment Question: I applied for a Bank of Communications credit card. The overdraft limit is 8,000: Hello, you'd better provide your specific consumption time and billing date. However, this is also private information and should not be disclosed. The best way is to contact the customer service of the Bank of Communications: 800-988 -8888 (This is a free fixed-line service hotline, and cannot be called by mobile phone...

If I spend 20,000 yuan with a Bank of Communications credit card and then repay it in installments, should I pay it in 5 or 6 installments? How to calculate the handling fee for repaying the 20,000 yuan? -: Bank of Communications can only divide it into 3, 6, 12, 18, and 24 installments. There is no way to divide it into 5 installments. The handling fee for 6 installments is 0.80 /period. That is, you need to repay 20000/6 20000x0.8=3493.33 yuan per period. Among them, the handling fee per period is 160 yuan

I spent 3000 yuan with a Bank of Communications credit card, but now I have It has been almost 100 days since I have paid off. How much interest should I have? Not much. -: One day’s interest is 1.5 yuan, 100 days is 150 yuan, plus a late payment fee of 45 yuan per*

**It is about 200 yuan. I hope it can help you. If you don’t understand, you can ask. If the problem is solved, please click "Select as satisfactory answer" below to support, thank you.

Bank of Communications Credit Card Spending How to repay 2,000 yuan (not a single purchase)? -: You can apply for bill installment repayment, which is much cheaper than the minimum repayment method. The handling fee per installment is 0.72. You can choose to repay in nine installments, each installment Repayment amount = 2000/9 2000*0.72=237 yuan.

I spent 5,000 yuan with a Bank of Communications credit card. How much do I have to pay back in 12 installments each month? What about 18 installments? -: Installment payment The national unified charging standards for handling fees are as follows: 3 periods 1.65; 6 periods 3.6; 9 periods 5.4; 12 periods 7.2; 18 periods 11.7; 24 periods 15.6. Repayment in 12 installments: 5000*7.2/12 5000/12= 447 yuan; repayment in 18 installments: 5000*11.7/18 5000/18=311 yuan.

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