Hello, Shangrao Bank's credit card is very easy to use, because there is only one kind of credit card in Shangrao Bank, that is, Sanqingshan official card. One of the biggest advantages of this card is that it does not charge annual credit card fees, card opening fees and SMS notification fees.

The Basic Functions of Shangrao Bank Official Card;

1. online shopping: you can shop at the special merchants who have opened the UnionPay electronic payment service.

2.POS consumption: you can spend your credit card at all special merchants with UnionPay logo without paying any extra fees.

3. Pre-authorization: Your business card can be pre-authorized on POS machines in major hotels.

4. Cash advance: Cash advance refers to the cash overdrawn from your official card, with the maximum withdrawal amount of 50% of the credit limit, and the accumulated cash advance per card per day does not exceed RMB 2,000. You can withdraw cash at the counter of our bank's business outlets with your password at our ATM or other ATMs with the UnionPay logo.