A card 1 10000 is really not low. After all, the credit card limit is determined according to your daily expenses. Being able to reach 1 10000 proves that your credit rating is very high and you can pay back the money at ordinary times, otherwise the bank will not give you so much credit. This is still good.

You can use this money to do some financial management things, such as purchasing goods in foreign trade all over the country, and you can earn 1.2% in a 30-day cycle, which can completely let you return your card in time. And even if you only spend half of the amount of 1 1 10,000, there are still more than 600 a month, and it is safe to cooperate with China UnionPay Express, which is much stronger than what you spend.