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Why are credit report academic qualifications different from Xuexin.com academic qualifications?

There are reasons why credit reporting academic qualifications and Xuexin.com academic qualifications are different.

Reason one is that the information update speed is different. The information in the credit report comes from banks and other financial institutions, while the information from Xuexin.com comes from the education department. If the academic information on the credit report has been updated recently, but the information on the credit report has not been updated in time, there may be discrepancies between the two.

Reason 2: The information is incorrectly filled in. It is possible that when filling in personal information, the academic information filled in by the credit reporting subject on the credit reporting report is incorrect, but the information on Xuexin.com is correct.

Reason three: different sources of information. The academic information on the credit report may come from the application materials of the credit report subject or the information obtained by the bank through the credit report system, while the information on the Xuexin website comes from the information database of the education department. Differences may arise if the two sources of information are different.

Please confirm, thank you.