In the credit card circle, the three new high-value platinum cards: "Post Office Ding Zhibai", "Everbright Filial Heart White" and "CCB Dabaishan" are simply called Diaosi Three Hundred.

"Postal Ding Zhibai"

Reasons for being on the list: The threshold mainly depends on the provident fund. Generally, if the monthly provident fund payment (company and individual) exceeds 2,000 yuan, the probability is higher, and the amount is generally 100,000 yuan. Yuanqi. The benefits are also very generous. In the first three months of the first year, if you spend 58,000 or more on the card, or 18,000 in installments, you will be exempted. 200,000 points will be deducted in the following year. There are many points activities, but they are generally short-term. In the fourth quarter of last year, there were 5 times. There are even hundreds of points activities on June 2nd, June 18th, November 11th, and December 12th.

"Everbright Filial Piety White"

Reasons for being on the list: Moderate threshold, annual fee policy, 100,000 credit cards in the first year, 300,000 points deducted in the next year, three times the points, and Everbright It’s also easier to earn points. Two point cards can cover the annual fee for the next year. The benefits are also very rich. However, the card is currently only available for new households. Second-card users can wait and see whether it will be opened again later.

"CCB Dabai Mountain"

Reason for being on the list: The threshold is moderate, but compared to the previous two, it feels higher. The annual fee is 400,000 points to be deducted, even in the first year. You can only redeem the annual fee once a year, so it is recommended to apply to deduct the first-year annual fee the same year you sign up for the card. The easiest way to get CCB points is Long Pay, especially for five-star customers, five times extra points will be given.

Why introduce these three diaosi and three whites? Because they are relatively easy-to-obtain financing tools for us, and they are easy to use, low-cost, recyclable, and easily accessible if used well. 500,000 quota.