1. Its credit card account and card must be in "normal" status;

2. The account has not been charged with late fees for two consecutive times in the last year, and has not been charged with late fees in the last month;

3. You are not on the CIIS forbidden watch list, UnionPay blacklist and other forbidden lists. You need to meet the following conditions to obtain the Puka Gold Card:

1. Customers who have held our ordinary credit card for more than 1 year and spent RMB 1 ,000 or equivalent foreign currency in the recent 1 year (excluding occasional large-scale consumption such as car purchase or production and business consumption) and spent more than 6 times in the recent 1 year can apply for renewal of the gold card.

2. Customers who can apply for the promotion of Puka Gold Card as defined in the special marketing plan formulated by the Head Office.