Conditions for applying for a credit card:

1. At least 18 years old and no more than 65 years old;

2. I need my second-generation ID card;

3. Have a work certificate and an income certificate stamped with the financial seal of the unit;

4. No bad credit record;

5. other financial proof, such as real estate, cars, stocks, bonds, etc.

Application materials for credit card:

1. Identification materials: copy of resident ID card or military officer's card;

2. Proof of work and income;

3. Other financial proof: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application process:

1. Fill in the application form;

2. information for the bank itself and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card making and issuing;

5. after I get the card, I open the card and wait for the password letter.

6. Being at least 18 years old is a mandatory requirement to apply for a credit card, but without a work certificate, it is easy to be rejected when applying for a credit card. Therefore, if you don't have a company, you'd better have fixed assets such as real estate or cars, or if you have a stable source of income, you can also go to the bank where you have a transaction and get a bank flow certificate to apply to the bank. If the income source is relatively stable, the application success rate is still very high.