Everyone knows that the long-term solution is to use credit cards in accordance with regulations, but there are still many people who use their cards randomly with a sense of luck. They either fail to pay back their debts or cash out illegally. After the credit card application platform freezes the card , only to feel regret. But how do you tell if your credit card has been frozen?

1. The use of credit cards is restricted:

If the cardholder finds that the credit card cannot be used normally, it means that the card has been frozen. In this case, the cardholder can contact the bank customer service to inquire about the specific situation. If the bank suspects cashing out and the cardholder has not done so, he or she can submit the consumption voucher and request the bank to revoke the risk control.

2. Warning text message or phone call from the bank:

If the cardholder receives a warning text message or phone call from the bank when using the credit card, reminding everyone to use the credit card. The card must be used in a standardized manner, which means that the credit card will be frozen. At this time, everyone needs to be careful when using credit cards and do not commit any violations, otherwise the credit card will be frozen and cannot be unfrozen in the short term.

3. The application for credit card installment is rejected:

Generally, if the credit card cannot be applied for installment, it means that the credit card has been frozen. Because as long as the user's personal credit is good, they can generally apply for credit card installment. If the user is rejected when applying for installment, in addition to personal credit problems, it is likely that the cardholder has been risk controlled because of irregular card usage.