You need to contact customer service for detailed information about unsealing before you can continue to use it.

There are three main reasons for Alipay to freeze the title limit of "credit card cashing":

1. The limit of electronic wallet of third-party payment platform

1. Risk control limit

In order to avoid money laundering or cashing, the risk control center of wallet will analyze the business and transaction records initiated by merchants and limit the capital turnover suspected of money laundering or cashing. From the user's point of view, in order to avoid cash-out behavior, personal consumption behavior will be judged, mainly for the single limit of credit card.

2. Fixed quota for different personal accounts

According to the integrity of the materials submitted by users and the personal credit analysis of users, the wallet will grade the user accounts, such as Alipay, and the quota of users without real-name authentication will definitely be relatively low.

2. Issuer's limit

1. Limit for all online transactions of cardholders (mainly for online transactions of bank card accounts of financial institutions):

Credit card issuers have default limits for online transactions (bank wallets, UnionPay payment, quick payment, etc.). Usually, the limit for a single transaction is around tens of millions, and users need to call the customer service of the issuing bank to ask for an increase in online transaction limit. If this is excluded, scan code payment is still limited, then refer to the above.

2. The limit for WeChat Alipay transactions (mainly for the transactions of third-party payment accounts of non-financial institutions):

At present, the single and single-day limit for personal use of Alipay and WeChat express payment by the four major banks is limited to less than 1, yuan, among which the credit card limit is even lower, and the single limit is basically less than 2, yuan. Other banks are slightly higher. The main reason is that it is driven by the policies of banks or central banks in view of transaction security and other factors, but conspiracy theories are also rampant, and the old editor will not comment.

Third, the operator limit of the aggregate payment QR code product

1. No matter whether the operator of the aggregate payment QR code payment product accesses the WeChat Alipay channel from other payment companies, banking institutions or other places, it is accessed in the form of merchants or platforms, which will never change, and the transactions under its name will inevitably be subject to the supervision and risk control of the WeChat Alipay platform.

2. As the operator of aggregate payment QR code products needs to provide T+ payment service, it needs to have a cash advance party.