1. Postal Savings Bank Credit Capka is a product for ordinary users launched by Postal Savings Bank. Based on the concepts of "convenience", "benefit" and "safety", it creates a practical card type for our customers.
2. Product features
Permanent annual fee exemption: both the main card and the supplementary card are permanently exempt from annual fee expenditure, and you can swipe your card at will.
installment payment is optional: you can choose between "any installment" bill installment and "pen installment" transaction installment, with no interest and low handling fee.
double protection of password and short message: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
consumers can enjoy an interest-free repayment period of up to 5 days: the longest is 5 days, and the shortest is 2 days, giving priority to enjoying a leisurely life.
billing date selection: multiple billing dates are available for selection, making it convenient and flexible to arrange repayment.
points are permanently valid: if you spend one yuan to accumulate one point, the points will be permanently valid, and points can be transferred and exchanged, so that various points plans can be easily realized.
Postal credit card is a kind of card that is relatively close to the people. It is free of annual fee, with strict security measures, long repayment period and permanent validity of points.