The credit card in the last period was not paid off in full, the credit card in the last period was overdue, and the annual fee was deducted from the credit card.

1. The last credit card was not repaid in full: If the monthly credit card bill can be paid off in one go, no other interest charges will be incurred, but many people are unable to repay in full. , only paid the minimum amount or made installment payments. These two repayment methods can only ensure that it is not overdue, but interest will be incurred and will be included in the next period's bill arrears.

2. The credit card in the last period is overdue: the minimum payment on the credit card in the last period is not paid, or the payment is not made within the specified period, the outstanding balance will be fully paid from the date of consumption. After calculating the interest and charging liquidated damages, it is very possible that the next credit card bill will be thousands more than the actual amount.

3. The annual fee of the credit card was deducted: The annual fee of the credit card is collected once a year. If the conditions for exemption are not met, it will be directly deducted from the limit. For example, the annual fee of many high-end credit cards, which is several thousand, cannot be exempted. Yes, the deducted annual fee will be included in the next bill, which will also cause the credit card bill to be thousands more than the actual amount.